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Experienced Medicare Insurance Guidance

Get Personalized Support That Takes the Stress Out of Insurance



The Right Plans for Your Needs.

We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle. 

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.


Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.





Accident Insurance

Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.




A secure, comfortable retirement is every person’s dream. Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly.


Our team of insurance specialists has helped hundreds of people with their insurance options. Now we're here to help you. 


Your Maine Father & Daughter Medicare Consulting Team


We are a small family-owned business located in Gorham, Maine. Our father and daughter insurance team specializes in Medicare insurance and individual health insurance. As independent agents we represent a variety of well-known and reputable insurance plans so that we can find the best plan for you! We strive to provide the education and guidance you need in order to make an informed decision -- a decision that you can feel confident about and that will bring you peace of mind.


And if you're turning 65 and your spouse or significant other is on covered on your current plan, we can help them enroll in an independent health insurance plan when you transition to Medicare insurance.


Because we understand that when you turn 65 you have more on your mind than just Medicare insurance, we have created a team of experts to assist you with financial planning and estate planning concerns.


We are happy to meet you in our Gorham office, via video conference, or at your preferred location, and we are available by appointment at a time that is convenient for you.


The best thing about working with us is that our services are offered at no cost for you! And we'll be here to answer your questions and assist you whenever you need help.


How can we help you?

Will your spouse or loved one need individual health insurance after you leave your employer plan to go on Medicare?


Wondering when you should start collecting social security?


Concerned about making your nest egg last through your retirement?


Worried about the best way to transfer your property to your children when you downsize for retirement?


Confused about how to create a will or set up a trust?


We can help.


We offer monthly Retirement Planning Workshops covering these questions and more! They are offered at no cost to you and they are purely educational; just a great opportunity to get to know us and to ask questions. Visit the  Events page of our website for more information.


We are the Woodman Mansfield Company: Complete Retirement Solutions.

And we're here to help!



More Resources

Centers for Medicare and Medicaid Services:

This helpful resource includes a summary of Medicare benefits, coverage decisions, rights and protections, and answers to the most frequently asked questions about Medicare.

Social Security Administration:

Office of MaineCare Services (OMS):

How much will it cost me to meet with you?


As independent agents, we are paid by the insurance carriers we represent, and we represent all the big players in Maine. It is our job to learn about all the plans available in our service area, so that we can find the best fit for you.

When can I sign up for Medicare?

If you are eligible for Medicare, your initial enrollment period for Part A and Part B begins three months before the month of your 65th birthday and ends three months after it. For example, if your 65th birthday is in June, your enrollment period will extend from March 1 through September 30. If you join during one of the 3 months before you turn 65, coverage will begin the first day of the month you turn 65. If you join during the month you turn 65 or during one of the 3 months after your turn 65, coverage will begin the first day of the month following the month you enroll.

How much will Medicare Insurance cost me?

Exact costs will depend upon the plan you choose; a Medicare Advantage plan or a Medicare Supplement plan. The best option for you will depend on your particular circumstances; your work history and status, your marriage status, your health, your doctors, and your medications. When we meet with you, we will review your circumstances and your goals and prepare you for the costs associated with each option so that you can make an informed decision.

In 2024:

  • the Part A premium is $0 for most people

  • the Part B premium is $174.70 for most people

  • maximum out-of-pocket, deductibles, & co-pays vary between plans

Are you licensed to sell insurance?

Yes, we are licensed by the State of Maine to sell insurance. And, in order to act as independent agents with the ability to represent more than one plan, we certify with each of our carriers every year. This involves studying plans, understanding updates and changes, and submitting to testing in order to be certified.

To confirm our state license status, please visit this link:

Robert State of Maine License Check

Hilary State of Maine License Check


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